"IMPROVING THE USE OF MODERN FINANCIAL TECHNOLOGIES IN THE BANKING SYSTEM". Web of Scientists and Scholars: Journal of Multidisciplinary Research, [S. l.], v. 3, n. 5, p. 430–435, 2025. Disponível em: https://webofjournals.com/index.php/12/article/view/4475. Acesso em: 3 oct. 2025.