THE IMPACT OF FINANCIAL TECHNOLOGIES ON THE TRANSFORMATION OF THE FINANCIAL INDUSTRY AND INCREASING ECONOMIC EFFICIENCY. Web of Discoveries: Journal of Analysis and Inventions, [S. l.], v. 3, n. 5, p. 41–51, 2025. Disponível em: https://webofjournals.com/index.php/3/article/view/4214. Acesso em: 3 oct. 2025.