STRATEGIC DEVELOPMENT DIRECTIONS OF COMMERCIAL BANKS THROUGH THE DIGITALIZATION AND AUTOMATION OF ACCOUNTING INFORMATION

Authors

  • Saparov Jasurbek Bobojonovich Master’s Student of the Banking and Finance Academy of the Republic of Uzbekistan
  • Kahharov Zuhriddin Zafarbek o’g’li Scientific Advisor, PhD

Keywords:

Accounting information; Commercial banks; Digitalization; Automation; Strategic development; Financial reporting; Information systems; Transparency; Efficiency; Risk management; International standards; Innovation in banking; Decision-making support; FinTech integration; Sustainable growth.

Abstract

The study aims to explore the strategic development directions of commercial banks through the digitalization and automation of accounting information. The research applies comparative analysis, review of international practices, and examination of national financial reporting to identify current challenges and opportunities. The findings reveal that digital transformation of accounting processes improves accuracy, transparency, and efficiency in financial management, while also enhancing risk control and decision-making quality. The study concludes that integrating advanced digital tools and automated systems into accounting practices is a key driver for the sustainable strategic growth of commercial banks.

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Published

2025-09-11

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Section

Articles

How to Cite

STRATEGIC DEVELOPMENT DIRECTIONS OF COMMERCIAL BANKS THROUGH THE DIGITALIZATION AND AUTOMATION OF ACCOUNTING INFORMATION. (2025). Web of Discoveries: Journal of Analysis and Inventions, 3(9), 1-6. https://webofjournals.com/index.php/3/article/view/5030