UNDERLYING CAUSES OF NON-PERFORMING LOANS AND APPROACHES TO MINIMIZE THEM
Keywords:
Loan, problem loan, Basel Committee, overdue loans, overdue interest, lending process, loan portfolio quality, credit monitoring.Abstract
The article examines the phenomenon whereby an increase in the ability of commercial banks to extend credit to various economic sectors and the general population is accompanied by a rise in the proportion of non-performing loans. It analyzes the causes of non-performing loans, their impact on banking operations, and provides conclusions and recommendations for reducing their share.
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